What Is Renters Insurance?
It is specially designed for apartment (or house) renters.
Common coverage options:
Your Personal Property is covered in case of the loss subject to the limits and deductible you select. The coverage applies even when you are away from home.
Loss of Use covers your additional living expenses if you have to relocate temporarily after a covered loss.
Medical Payments Coverage will pay for medical expenses if a visitor gets injured in an accident on your premises regardless of fault.
Personal Liability coverage protects you and your immediate family members against bodily injury and property damage liability claims and any litigation that may result subject to the limits you select.
Be prepared for the loss
Make an inventory of your home and personal belongings. If possible, make a list as well as take photos or video — using two inventory methods can help expedite the claim resolution process. Keep this list somewhere other than your home.
These coverages are included in a basic policy. A lot more could be added to broaden the coverage. Contact our agency at 708-433-777 and we will help you to choose the options you need.