RV & Motorhome Insurance
Recreational vehicle policies provide very similar coverages like automobile policies: liability coverage (bodily injury and property damage), medical payments, collision, comprehensive, uninsured/underinsured motorist coverage and more.
You may be able to choose how your Comprehensive and Collision coverage will be settled in the event of a covered total loss:
- Stated Value – market value/actual cash value of the RV
- Agreed Value – the insured amount, regardless of the current market value
- Replacement Cost – we will replace your insured RV with a new RV that is most like it
Consider Vacation Liability coverage for when you stop driving and start using your recreational vehicle as a temporary residence.
Personal Effect Coverage provides replacement cost for damage or loss to items normally used with your RV when physical damage coverage is selected.
Some policies include Roadside Assistance in the event of a breakdown or accident.
Call for a quote today at 708-433-7777.